Changes that went into effect September 23, 2010:
  • Plans are prohibited from denying coverage to children with pre-existing conditions.
  • Plans are prohibited from dropping people when they get sick.
  • Lifetime caps on coverage are banned.
  • Annual limits on coverage are restricted.
  • New private plans must provide free, preventative care.
  • Easier access to appeals processes.
  • New employer plans are prohibited from creating eligibility requirements that discriminate in favor of higher earners.
  • Adult children can stay on parents' plan until they turn 26.

Changes targeted to go into effect October 1, 2010:

  • New funding for states to help individuals file complaints or appeals against insurance companies.
  • Increased funding for state community health centers.